​

Financial Data API — Terms of Service

Last updated: 26 June 2026. These Terms of Service (“Terms”) govern access to and use of the Financial Data API and related documentation, SDKs, and tools (together, the “Service”), operated by Financial Data API (“we”, “us”). By requesting an API key, creating an account, or otherwise accessing the Service, you (“Customer”, “you”) agree to these Terms. If you are agreeing on behalf of an organization, you represent that you have authority to bind that organization.

​

1. The Service

Financial Data API is a read-only HTTP API that delivers macroeconomic and global-markets data: official-source indicators, interest rates, FX reference data, an economic calendar, SEC fundamentals, and derived analytics, served as JSON with provenance and rights metadata. The Service is provided over https://api.financialdatapi.com. We may add, change, or remove endpoints, data, and features over time. We aim to keep the versioned /v1 surface backward compatible and to give reasonable notice of breaking changes, but we do not guarantee that any specific dataset, endpoint, or field will remain available.

​

2. API keys and accounts

We issue one or more API keys to you. You are responsible for keeping keys confidential, for all activity under your keys, and for the security of your systems. Do not embed keys in public client-side code or public repositories. Notify us promptly at support@financialdatapi.com if you believe a key has been exposed; we will revoke and reissue it. We may rotate or revoke keys where reasonably necessary to protect the Service.

​

3. Acceptable use

Your use of the Service is subject to the Acceptable Use Policy, which is incorporated into these Terms. We may suspend access for violations as described there.

​

4. Data, rights, and attribution

The data served by Financial Data API is compiled from third-party sources, including government agencies, central banks, statistical offices, and other official publishers. Financial Data API’s public surface is curated to return only data that those sources make available on a public-domain or otherwise redistribution-permitted basis, together with analytics that Financial Data API derives from that data. Subject to these Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Service and to use the data you retrieve for your internal and product purposes, including in applications you build. You must:

• preserve and honor the source attribution that accompanies each observation; and
• comply with any terms imposed by the underlying source for that data.

You may not represent derived analytics as the output of any third-party source, and you may not resell or redistribute the raw datasets in a manner that competes with or substitutes for the Service. Where you have any doubt about the rights attached to a dataset, the rights metadata and the source attribution returned with each observation govern. We retain all right, title, and interest in the Service, the Financial Data API software, the normalized data model, and the derived analytics, except for the limited license granted above.

​

5. No investment advice

The Service provides data and analytics for informational purposes only. Nothing in the Service constitutes investment, financial, legal, tax, or accounting advice, or a recommendation to buy, sell, or hold any security or instrument. You are solely responsible for any decisions you make using the data.

​

6. Fees and billing

Free-tier access is provided at no charge subject to the published limits. Paid plans are billed in advance for the applicable period at the prices in the then-current plan you select. Unless stated otherwise, fees are exclusive of taxes, which you are responsible for. During early availability, billing may be handled by invoice; payment is due within the period stated on the invoice. If a payment is overdue, we may suspend or downgrade your access after reasonable notice. Except where required by law, fees are non-refundable; we may, at our discretion, prorate or credit amounts for service we failed to provide. We may change plan prices with reasonable advance notice; changes take effect at your next renewal.

​

7. Service levels and availability

The Service is provided on an “as available” basis. We do not currently offer a contractual uptime or support service-level agreement. We may perform maintenance, impose or adjust rate limits, and throttle or suspend usage to protect the integrity and availability of the Service.

​

8. Warranty disclaimer

THE SERVICE AND ALL DATA ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY THAT THE DATA IS ACCURATE, COMPLETE, CURRENT, OR UNINTERRUPTED. Data originates from third parties and may contain errors, omissions, revisions, or delays.

​

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID TO US FOR THE SERVICE IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD 100).

​

10. Indemnification

You will defend, indemnify, and hold us harmless from claims, damages, and expenses arising from your use of the Service in breach of these Terms or the Acceptable Use Policy, or from your applications or end users.

​

11. Suspension and termination

You may stop using the Service at any time. We may suspend or terminate access for breach of these Terms or the Acceptable Use Policy, for non-payment, for legal or security reasons, or if continued provision becomes impractical. On termination, your license to use the Service ends; sections that by their nature should survive (including 4, 5, 8, 9, 10, and 12) survive.

​

12. Changes, governing law, and miscellaneous

We may update these Terms; material changes will be notified by a reasonable means and take effect on the stated date. Continued use after that date constitutes acceptance. These Terms are governed by the laws of the Republic of Singapore, and the parties submit to the exclusive jurisdiction of the courts of Singapore. If any provision is held unenforceable, the remainder stays in effect. These Terms, together with the Acceptable Use Policy and Privacy Policy, are the entire agreement between the parties regarding the Service. Contact: support@financialdatapi.com.